Calculators

Please make sure to figure your property taxes and homeowners insurance in the form of a monthly payment, and add it to the principle and interest, or interest only payment, to figure your total monthly payment.

To figure property taxes in the form of a monthly payment, take the sales price x 1.25% of the sales price and divide by 12.

To figure the homeowners insurance in the form of a monthly payment take the sales price and multiply by .15% and divide by 12.  Condominiums and PUD's (Planned Unit Developements) may have monthly homeowners association (HOA) dues in lieu of homeowners insurance.  If the property you are interested in is a condo or PUD, make sure and add the HOA dues to your total monthly payment.

If you put less than a 20% downpayment, you may be responsible to pay monthly PMI premiums as well.  For more information on PMI insurance you would need to our home loan consultant or click here. 

 Click on a Calculator Below To Figure Your Payment

• Mortgage Payment Calculator
  Displays your mortgage payment and amortization schedule for the term of your loan.
• Monthly Mortgage Payment Calculator
  Calculates how much interest you save by prepaying the principal on your loan.
• Interest Only Payment Calculator
  Computes the monthly savings for an Interest Only payment loan. What is an Interest Only Loan?
• Payment Option ARM Calculator
  Shows you the monthly payments for an Option ARM, also called a Negative Amortized ARM loan. What is an Option ARM Loan?

• Rent Vs. Buy Calculator
  Allows you to compare the costs of renting a residence versus buying a home.
• Mortgage Qualification Calculator
  Calculates the maximum purchase price.

• Refinance Calculator
  Helps you determine if you will benefit by refinancing.
• Debt Consolidation Calculator
  Shows you how a refinance can reduce your monthly payments.

• Credit Grade Calculator
  Helps you determine your credit rating.

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